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Should You Continue To Give Loans To Friends, Relatives?
Have you ever given someone a loan before? We all have. Did that person return the money when he/she promised to do so? Some did, but many did not. I make bold to declare that we all have had more experiences of people defaulting on their debts than liquidating them. There are even instances where debtors pretend to have forgotten that they owed someone or downright refused to repay. One would think that with the decay in moral values regarding money today in our society, many would be careful with their hard earned money. Sadly this is not the case. Many of us are suckers for a good “person in need” story. When you also consider that it is those who are close to us who come to us it can be extremely difficult to say no. This is Africa; we are known for being our brother’s keeper. Giving loans is definitely not in your best interest. This is because most times you are loaning out your savings, monies you have kept aside that should be used to multiply into wealth for you...